S. 3798
Safe Access to Cash Act of 2026
Sponsor: Ted Cruz
2 cosponsors
Official summary
No official summary yet.
Text of the bill
Where this section came from
-
Feb 5, 2026 · Introduced in Senate Referred to Senate Committee on the Judiciary, Feb 5
-
Sep 30, 2026 · Engrossed in Senate
… 3 unchanged passages …
(a) Offenses against ATM users and servicers. Whoever, by force or violence, or by intimidation, takes, or attempts to take,
or conspires to take,
any property or money or any other thing of value from any person using or servicing, or attempting to use or service, an ATM, or
from
who extorts or attempts to obtain by extortion,
any
person
property
having
or
used
money
or
serviced
any
an
other
ATM
thing of value from any such person
, where the offense is committed in
direct and immediate
connection with such use or service, or from any owner or operator of any
network-connected
ATM
,
while
knowing that
such person is engaged in transporting or delivering property
that is
to be
inserted
loaded
into
any
such ATM, or from any person
, knowing such person to be
engaged in
such
the
transport or delivery
under
of
contract
property
with,
to
or
be
employment
loaded
by,
into
any
such
owner or operator
ATM
,
or
pursuant
who
to
extorts
a
or
contract
attempts
with,
or
conspires
employment
to obtain
by
extortion
,
any
such
property
owner
or
money or any other thing of value from any such person described in this subsection
operator
, shall be fined under this title or imprisoned not more than 20 years, or both.
(b) Offenses against property.
(1) Offenses exceeding $1,000. Whoever breaks into, tampers with, damages, removes,
steals,
or
attempts
steals
to break into, tamper with, damage, remove, or steal
any ATM without authorization of the owner or operator of any such ATM, and removes
,
or
with
attempts
intent
to
remove
steal or purloin,
any property or money from any such ATM exceeding $1,000, shall be fined under this title or imprisoned not more than 10 years, or both. (2) Offenses not exceeding $1,000. Whoever breaks into, tampers with, damages, removes,
steals,
or
attempts
steals
to break into, tamper with, damage, remove, or steal
any ATM without authorization of the owner or operator of any such ATM, and
does
removes,
not
with
remove
intent
or
to
attempt
steal
to
or
remove
purloin,
any property or money from any such ATM
not
exceeding $1,000, shall be fined under this title or imprisoned not more than 1 year, or both. (c) Receipt, possession, concealment, storage, barter, sale, or disposal of property acquired unlawfully under this section. Whoever receives, possesses, conceals, stores, barters, sells, or disposes of, any property or money or other thing of value that has been taken in violation of subsection (
a) or (
b),
or conspires to do so,
knowing the same to be property that has been unlawfully taken, shall be subject to the punishment provided in subsection (
a) or (
b), as applicable, for the taker.
… 1 unchanged passage …
(e) Killing or
forcible
forced
accompaniment in connection with offenses. Whoever, in committing any offense defined in this section, or in avoiding or attempting to avoid apprehension for the commission of such offense, or in freeing himself or attempting to free himself from arrest or confinement for such offense, kills any person, or forces any person to accompany the offender without the consent of such person, shall be imprisoned not
less
more
than
10
30
years, or, if death results, shall be
punished
imprisoned
by
for
life
any
imprisonment
term of years or life
.
… 7 unchanged passages …
(3) Extortion. The term extortion has the meaning given the term in section 1951(b)(2).
(g) Included offenses. The offenses defined in subsections (a) and (b) include any such offense committed against or involving an ATM, or any person using or servicing, or attempting to use or service, or against a person having used or serviced an ATM, where the offense is committed in connection with, or by reason of, such use or service, and any such offense against any owner or operator of an ATM while such person is engaged in transporting or delivering property that is to be loaded into an ATM, or against any person engaged in such transport or delivery under contract with, or employment by, any such owner or operator.
… 5 unchanged passages …
(a) In general. Chapter 103 of title 18, United States Code, is amended by inserting after section 2113 the following:
2113A. ATM robbery and incidental crimes
(a) Offenses against ATM users and servicers. Whoever, by force or violence, or by intimidation, takes, or attempts to take, any property or money or any other thing of value from any person using or servicing, or attempting to use or service, an ATM, or who extorts or attempts to obtain by extortion, any property or money or any other thing of value from any such person, where the offense is committed in direct and immediate connection with such use or service, or from any owner or operator of any ATM, while knowing that such person is engaged in transporting or delivering property to be loaded into such ATM, or from any person, knowing such person to be engaged in the transport or delivery of property to be loaded into such ATM, pursuant to a contract with, or employment by, such owner or operator, shall be fined under this title or imprisoned not more than 20 years, or both.
(b) Offenses against property
(1) Offenses exceeding $1,000. Whoever breaks into, tampers with, damages, removes, or steals any ATM without authorization of the owner or operator of any such ATM, and removes, with intent to steal or purloin, any property or money from any such ATM exceeding $1,000, shall be fined under this title or imprisoned not more than 10 years, or both.
(2) Offenses not exceeding $1,000. Whoever breaks into, tampers with, damages, removes, or steals any ATM without authorization of the owner or operator of any such ATM, and removes, with intent to steal or purloin, any property or money from any such ATM not exceeding $1,000, shall be fined under this title or imprisoned not more than 1 year, or both.
(c) Receipt, possession, concealment, storage, barter, sale, or disposal of property acquired unlawfully under this section. Whoever receives, possesses, conceals, stores, barters, sells, or disposes of, any property or money or other thing of value that has been taken in violation of subsection (b), knowing the same to be property that has been unlawfully taken, shall be subject to the punishment provided in subsection (b), as applicable, for the taker.
(d) Assault in connection with offenses. Whoever, in committing, or in attempting to commit, any offense defined in subsection (a) or (b), forcibly assaults any person, or puts in jeopardy the life of any person by the use of a dangerous weapon or device, shall be fined under this title or imprisoned not more than 25 years, or both.
(e) Killing or forced accompaniment in connection with offenses. Whoever, in committing any offense defined in this section, or in avoiding or attempting to avoid apprehension for the commission of such offense, or in freeing himself or attempting to free himself from arrest or confinement for such offense, kills any person, or forces any person to accompany the offender without the consent of such person, shall be imprisoned not more than 30 years, or, if death results, shall be imprisoned for any term of years or life.
(f) Definitions. In this section:
(1) ATM. The term ATM—
(A) means any network-connected automated teller machine terminal that is connected to 1 or more of the global, national, or regional electronic financial networks that allow a depositor of any bank, credit union, or savings and loan association, by use at such automated teller machine of a card or other access device, as defined in section 1029(e)(1), issued or authorized by such depository institution, to access the account of the depositor for the purpose of making withdrawals from or deposits to such account, or making inquiry as to the balance in such account; and
(B) includes any automated teller machine owned, operated, or sponsored by a bank, credit union, or any savings and loan association, regardless of whether—
(i) the automated teller machine is located on the physical premises of such an institution; or
(ii) the automated teller machine is owned or operated by such an institution.
(2) Bank; credit union; savings and loan association. The terms bank, credit union, and savings and loan association have the meanings given those terms in section 2113.
(b) Clerical amendment. The table of sections for chapter 103 of title 18, United States Code, is amended by inserting after the item relating to section 2113 the following:
2113A. ATM robbery and incidental crimes.