S. 1071
National Defense Authorization Act for Fiscal Year 2026
Sponsor: John Cornyn
1 cosponsor
Official summary
Written by the Congressional Research Service.
National Defense Authorization Act for Fiscal Year 2026
This bill sets forth policies and authorities for FY2026 for Department of Defense (DOD) programs and activities, military construction, and the national security programs of the Department of Energy (DOE). The bill also sets forth policies and authorities for the Department of State, the Coast Guard, and the Intelligence Community (IC).
Among other elements, the bill
- authorizes the procurement of various items, including aircraft, ships, and missiles;
- sets active duty and reserve component personnel strength levels;
- sets policy regarding various aspects of military health care and military compensation;
- sets policy regarding DOD acquisitions and acquisition management, including contracting authorities and domestic sourcing;
- sets policy for various matters related to DOD interactions with foreign nations, including matters concerning Israel, Ukraine, and the Indo-Pacific;
- sets policy for various matters related to DOD cyber operations, cybersecurity, and artificial intelligence;
- authorizes specified military construction projects and extends the authorization of certain projects from previous fiscal years;
- authorizes the National Nuclear Security Administration, Defense Nuclear Facilities Safety Board, Naval Petroleum Reserves, and Maritime Administration;
- sets policy regarding the organization and workforce of the State Department;
- sets acquisition and personnel policy for the Coast Guard;
- sets policy for merchant mariner credentials, vessel safety, and oil pollution response; and
- sets policy for the IC regarding artificial intelligence and biotechnology.
For additional information on the National Defense Authorization Act (NDAA) see
- In Focus IF10516, Defense Primer: Navigating the NDAA, and
- In Focus IF10515, Defense Primer: The NDAA Process.
Text of the bill
A Department of Defense Authorizations
I Procurement
A Authorization of Appropriations
B Army Programs
C Navy Programs
D Air Force Programs
E Defense-wide, Joint, and Multiservice Matters
II Research, Development, Test, and Evaluation
A Authorization of Appropriations
B Program Requirements, Restrictions, and Limitations
C Biotechnology Matters
D Plans, Reports, and Other Matters
III Operation and Maintenance
A Authorization of Appropriations
B Energy and Environment
C Logistics and Sustainment
D Matters Relating to Munitions
E Other Matters
IV Military Personnel Authorizations
A Active Forces
B Reserve Forces
C Authorization of Appropriations; Reports
V Military Personnel Policy
A Officer Policy
B Reserve Component Management
C General Service Authorities and Military Records
D Recruitment and Accession
E Member Training
F Member Education
G Military Justice and Other Legal Matters
H Career Transition
I Family Programs, Child Care, and Dependent Education
J Decorations and Awards, Reports, and Other Matters
VI Compensation and Other Personnel Benefits
A Basic Pay and Retired Pay
B Bonus, Incentive, and Separation Pays
C Allowances
D Leave
E Family and Survivor Benefits
F Defense Resale Matters
G Other Benefits, Administrative Matters, Reports, and Briefings
VII Health Care Provisions
A TRICARE and Other Health Benefits
B Health Care Administration
C Studies, Reports, and Other Matters
(a) Establishment. Not later than September 30, 2027, the Secretary of Defense shall establish a pilot program under which a covered individual may obtain supplemental insurance for noncovered expenses under a fixed indemnity supplemental benefit plan described in subsection (b)(1) (in this section referred to as the pilot program). The Secretary shall carry out such program until the date on which the last agreement terminates pursuant to subsection (b)(2).
(b) Agreement
(1) In general. In carrying out the pilot program, the Secretary shall enter into an agreement with not fewer than two companies to each offer one or more fixed indemnity supplemental benefit plans that—
(A) meet the requirements for a supplemental insurance plan under section 199.2 of title 32, Code of Federal Regulations, and the exceptions under section 199.8(b)(4) of such title, as in effect on the date of the enactment of this Act;
(B) are provided under a separate policy, certificate, or contract; and
(C) are designed to help participants pay noncovered expenses.
(2) Duration of agreement. An agreement entered into under paragraph (1) shall be for a period of not more than three years, and may not be renewed.
(c) Provision of information. The Secretary shall provide information to covered individuals regarding the pilot program by making available on a publicly accessible internet website the following information:
(1) A notice of availability of a fixed indemnity supplemental benefit plan provided under the pilot program.
(2) A description of how to enroll in such plan.
(3) A description and explanation of such plan, including the diagnoses, screenings, and treatments covered by the plan.
(4) A description of the costs to the individual through premiums and remittances to a company providing such plan.
(5) A notice that—
(A) the availability of a fixed indemnity supplemental benefit plan provided under the pilot program does not affect the health care benefits provided to covered individuals under the TRICARE program; and
(B) covered individuals are not required to purchase such a plan in order to receive health care benefits covered under the TRICARE program.
(d) Enrollment
(1) Election. A covered individual may elect to enroll in a fixed indemnity supplemental benefit plan provided under the pilot program.
(2) Verification of eligibility. The Secretary shall establish procedures to determine the eligibility of applicants seeking to enroll in a fixed indemnity supplemental benefit plan provided under the pilot program.
(e) Limitations on authorization of appropriations. None of the amounts authorized to be appropriated by this Act or otherwise made available for fiscal year 2026 or any fiscal year thereafter to carry out the pilot program may be used to subsidize the cost of a fixed indemnity supplemental benefit plan provided under the pilot program.
(f) Briefing. Not later than one year after the date on which the pilot program commences and annually thereafter during the life of the pilot program, the Secretary shall provide to the Committees on Armed Services of the Senate and the House of Representatives a briefing regarding the pilot program, including the following:
(1) A description of the insurance products provided through a fixed indemnity supplemental benefit plan provided under the pilot program.
(2) The number of covered individuals who enrolled in such a plan.
(3) Feedback and examples of use cases by such individuals.
(4) A determination by the Secretary with respect to whether the pilot program should be made permanent.
(g) Definitions. In this section:
(1) The term covered individual means the following:
(A) A member of the regular component of the Army, Navy, Marine Corps, Air Force, or Space Force.
(B) A dependent (as defined in section 1072 of title 10, United States Code) of such a member who is enrolled in the TRICARE program.
(2) The term noncovered expense means, with respect to a covered individual, any expenses relating to the screening for and diagnosis and treatment of cancer that are not otherwise covered by the health care benefits the individuals receives under chapter 55 of title 10, United States Code, or any other benefit provided by the Secretary of Defense.
(3) The term TRICARE program has the meaning given that term in section 1072 of title 10, United States Code.
VIII Acquisition Policy, Acquisition Management, and Related Matters
A Acquisition Policy and Management
B Amendments to General Contracting Authorities, Procedures, and Limitations
C Provisions Relating to Workforce Development
D Provisions Relating to Supply Chains and Domestic Sourcing
E Prohibitions and Limitations on Procurement
F Industrial Base Matters
G Other Matters
IX Department of Defense Organization and Management
A Office of the Secretary of Defense and Related Matters
B Other Department of Defense Organization and Management Matters
X General Provisions
A Financial Matters
B Counterdrug Activities
C Naval Vessels and Shipyards
D Counterterrorism
E Miscellaneous Authorities and Limitations
F Studies and Reports
G Other Matters
XI Civilian Personnel
XII Matters relating to foreign nations
A Assistance and training
B Foreign military sales and related processes
C Matters relating to the Middle East
D Matters relating to Israel
E Matters relating to Europe, Ukraine, and the Russian Federation
F Matters relating to the Indo-Pacific region
G Matters relating to Asia
H Other matters
XIV Other Authorizations
A Military Programs
B National Defense Stockpile
C Other Matters
XV Cyberspace-related Matters
A Cyber Operations
B Cybersecurity
C Information Technology and Data Management
D Artificial Intelligence
E Reports and Other Matters
XVI Space Activities, Strategic Programs, and Intelligence Matters
A Space Activities
B Defense Intelligence and Intelligence-Related Activities
C Nuclear Forces
D Missile Defense Programs
E Matters Relating to Unidentified Anomalous Phenomena
F Matters Relating to Electromagnetic Warfare
G Other Matters
XVII Other Defense Matters
XVIII Acquisition Reform
A Alignment of the Defense Acquisition System
B Requirements Process Reform
C Matters Relating to Commercial Products and Commercial Services
D Improvements to Acquisition Programs
E Modifications to Strengthen the Industrial Base
B Military Construction Authorizations
XXI Army Military Construction
XXII Navy Military Construction
XXIII Air Force Military Construction
XXIV Defense Agencies Military Construction
XXV International Programs
A North Atlantic Treaty Organization Security Investment Program
B Host Country In-Kind Contributions
XXVI Guard and Reserve Forces Facilities
XXVII Base Realignment and Closure Activities
XXVIII Military Construction General Provisions
A Military Construction Programs
B Military Housing Reforms
C Real Property and Facilities Administration
D Land Conveyances
E Modifications to Unspecified Minor Military Construction
F Other Matters
C Department of Energy National Security Authorizations and Other Authorizations
XXXI Department of Energy National Security Programs
A National Security Programs and Authorizations
B Program Authorizations, Restrictions, and Limitations
C Reports and Other Matters
XXXII Defense Nuclear Facilities Safety Board
XXXIV Naval Petroleum Reserves
XXXV Maritime Administration
D Funding Tables
XLI Procurement
XLII Research, Development, Test, and Evaluation
XLIII Operation and Maintenance
XLIV Military Personnel
XLV Other Authorizations
XLVI Military Construction
XLVII Department of Energy National Security Programs
E Department of State Authorization Act for Fiscal Year 2026
I Organization and operations
A Management and consular affairs
B Human resources
C Political affairs
D Other matters
II Workforce matters
III Information security and cyber diplomacy
IV Public diplomacy
V Diplomatic security
VI Miscellaneous
F Intelligence Authorization Act for Fiscal Year 2026
LXI Intelligence Activities
LXII Central Intelligence Agency Retirement and Disability System
LXIII Intelligence Community Matters
LXIV Intelligence Community Efficiency and Effectiveness
LXV Matters Relating to Elements of the Intelligence Community
A Central Intelligence Agency
B Elements of Department of Defense
C Federal Bureau of Investigation
LXVI Artificial Intelligence and Other Emerging Technologies
A Artificial Intelligence
B Biotechnology
C Other matters
LXVII Matters Relating to Foreign Countries
A Matters Relating to China
B Other Matters
LXVIII Reports and Other Matters
G Coast Guard Authorization Act of 2025
LXXI Coast Guard
A Authorization of appropriations
B Accountability
LXXII Organization, Authorities, Acquisition, and Personnel of the Coast Guard
A Authorities
B Acquisition
C Personnel
D Coast Guard Academy
E Reports and Policies
LXXIII Shipping and Navigation
A Merchant Mariner Credentials
B Vessel Safety
C Ports
D Matters Involving Uncrewed Systems
E Other Matters
LXXIV Oil Pollution Response
LXXV Sexual Assault and Sexual Harassment Response
A Accountability Implementation
B Misconduct
C Other matters
LXXVI Comptroller General Reports
LXXVII Amendments
H Other Matters
LXXXI Financial Services Matters
LXXXII Judiciary Matters
LXXXIII Foreign Affairs Matters
A Taiwan Non-Discrimination Act of 2025
B BUST Fentanyl Act
C Western Balkans democracy and prosperity
D Countering Wrongful Detention Act of 2025
E Other Matters
LXXXIV National Oceanic and Atmospheric Administration
A National Oceanic and Atmospheric Administration Commissioned Officer Corps
B South Pacific Tuna Treaty matters
C Other Matters
LXXXV Comprehensive Outbound Investment National Security Act of 2025
A General Matters
B Imposition of Sanctions
C Prohibition and notification on investments relating to covered national security transactions
D Securities and Related Matters
LXXXVI Securing the Airspace, Facilitating Emergency Response, and Safeguarding Key Infrastructure, Entertainment Venues, and Stadiums
LXXXVII DFC Modernization and Reauthorization Act of 2025
A Definitions and Less Developed Country Focus
B Management of Corporation
C Authorities Relating to the Provision of Support
D Other Matters
LXXXVIII Other Matters