H.R. 9639

FAIR Credit Act

Sponsor: Rashida Tlaib

3 cosponsors
Follow this bill

Official summary

No official summary yet.

Text of the bill

Expand all

I Restoring the Impaired Credit of Victims of Predatory Activities and Unfair Consumer Reporting Practices

Sec. 103. Prohibits the appearance of medical debt on consumer reports

(a) Prohibition on reporting medical procedures. Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)), as amended by sections 101(a)(1) and 102, is further amended by striking paragraph (6) and inserting:

Text this section adds to the law

(6) Any information related to a medical debt, including a medical debt that was placed for collection, charged to profit or loss, or subjected to any similar action.

(b) Technical amendment. Section 604(g)(1) of the Fair Credit Reporting Act (15 U.S.C. 1681b(g)(1)) is amended by striking subparagraph (C).

II Expanding Access to Tools to Protect Vulnerable Consumers From Identity Theft, Fraud, or a Related Crime, and Protect Victims From Further Harm

III Miscellaneous