H.R. 9639

FAIR Credit Act

Sponsor: Rashida Tlaib

3 cosponsors
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I Restoring the Impaired Credit of Victims of Predatory Activities and Unfair Consumer Reporting Practices

II Expanding Access to Tools to Protect Vulnerable Consumers From Identity Theft, Fraud, or a Related Crime, and Protect Victims From Further Harm

Sec. 211. Ensures removal of inquiries resulting from identity theft, fraud, or other related crime from consumer reports

Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)), as amended by section 103, is further amended by adding at the end the following:

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(14) Information about inquiries made for a credit report based on requests that the consumer reporting agency verifies were initiated as the result of identity theft, fraud, or other related crime.

III Miscellaneous