H.R. 9639

FAIR Credit Act

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I Restoring the Impaired Credit of Victims of Predatory Activities and Unfair Consumer Reporting Practices

II Expanding Access to Tools to Protect Vulnerable Consumers From Identity Theft, Fraud, or a Related Crime, and Protect Victims From Further Harm

Sec. 207. Clarification of information to be included with agency disclosures

Section 609(c)(2) of the Fair Credit Reporting Act (15 U.S.C. 1681g(c)(2)) is amended—

(1) in subparagraph (B)—

(A) by striking consumer reporting agency described in section 603(p) and inserting consumer reporting agency described in subsection (p) or (x) of section 603;

(B) by striking the agency and inserting such an agency; and

(C) by inserting and an Internet website address after hours; and

(2) in subparagraph (E), by striking outdated under section 605 or and inserting outdated, required to be removed, or.

III Miscellaneous