H.R. 9639

FAIR Credit Act

Sponsor: Rashida Tlaib

3 cosponsors
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I Restoring the Impaired Credit of Victims of Predatory Activities and Unfair Consumer Reporting Practices

II Expanding Access to Tools to Protect Vulnerable Consumers From Identity Theft, Fraud, or a Related Crime, and Protect Victims From Further Harm

Sec. 201. Medical debt definition

Section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a) is amended by adding at the end the following:

Text this section adds to the law

(bb) Medical debt. The term medical debt—

(1) means an obligation or alleged obligation of a consumer to pay any amount related to the receipt of health care services, products, or devices; and

(2) does not include debt charged to a credit card or other extension of credit unless the credit card or extension of credit is offered specifically for the payment of health care services, products, or devices provided to a person.

III Miscellaneous