H.R. 9471

SAFE Banking Act of 2026

Sponsor: David P. Joyce

9 cosponsors

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Where it stands

Introduced Jun 25
Committee Now
House of Representatives —
Senate —
Law —

Introduced Jun 25
Committee Now
House of Representatives —
Senate —
Law —

Referred to the Subcommittee on Economic Opportunity. (Jul 17)

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Official summary

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Text of the bill

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Sec. 1. Short title; table of contents

Sec. 2. Definitions

Sec. 3. Safe harbor for depository institutions

Sec. 4. Protections for providing services to State-sanctioned marijuana businesses

Sec. 5. Protections under Federal law

Sec. 6. Requirements for filing suspicious activity reports

Sec. 7. Guidance and examination procedures

Sec. 8. Banking services for hemp-related legitimate businesses and hemp-related service providers

Sec. 9. Treatment of income derived from a State-sanctioned marijuana business for qualification for a federally backed single-family mortgage loan

Sec. 10. Requirements for deposit account termination requests and orders

Sec. 11. Annual diversity and inclusion report

Sec. 12. GAO study on diversity and inclusion

Sec. 13. GAO study on effectiveness of certain reports on finding certain persons

Sec. 14. Applicability to hemp-related legitimate businesses and hemp-related service providers

The provisions of this Act (other than sections 6 and 13) shall apply with respect to hemp-related legitimate businesses and hemp-related service providers in the same manner as such provisions apply with respect to State-sanctioned marijuana businesses and service providers.

Sec. 15. Rules of construction