H.R. 7128

TRIA Program Reauthorization Act of 2026

Sponsor: Mike Flood

4 cosponsors

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Where it stands

Introduced Jan 16
Committee Jan 22
House of Representatives Jun 29
Senate Now
Law —

Introduced Jan 16
Committee Jan 22
House of Representatives Jun 29
Senate Now
Law —

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Jul 13)

Votes

On Motion to Suspend the Rules and Pass, as Amended · Passed, 373–15 House of Representatives · Roll Call 229 · Jun 29

Who voted how

Official summary

Written by the Congressional Research Service.

TRIA Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Text of the bill

Expand all

Sec. 1. Short title Since introduced

Sec. 2. Extension Since introduced

Sec. 3. Improvements to certification process Changed · Jun 29

Sec. 4. Reporting Added Jun 29

Sec. 5. Technical amendments Changed · Jun 29

Where this section came from

Jan 16, 2026 · Introduced in House Referred to House Committee on Financial Services, Jan 16
Mar 19, 2026 · Reported in House Marked up by House Committee on Financial Services, Jan 22 Reported by House Committee on Financial Services, Mar 19 Committee members' individual votes aren't in our records.
Jun 29, 2026 · Engrossed in House On Motion to Suspend the Rules and Pass, as Amended — Passed, 373–15 · Roll Call 229

What changed in the text

… 11 unchanged passages …

(b) Technical ~~correction~~ corrections . (1) Terrorism Risk Insurance Act. The Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking Terrorism Insurance Program each place it appears in text or headings and inserting Terrorism Risk Insurance Program. (2) Federal Insurance Office. Section 313(c)(1)(D) of title 31, United States Code, is amended by striking Terrorism Insurance Program and inserting Terrorism Risk Insurance Program.

What is a markup?

A markup is a committee meeting where members go through a bill and vote on changes before sending it to the full chamber.

(a) In general. Section 103(e)(7)(E)(i) of the Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended—

(1) in subclause (I)—

(A) by striking 2022 and inserting 2029; and

(B) by striking 2024 and inserting 2031;

(2) in subclause (II)—

(A) by striking 2023 and inserting 2030;

(B) by striking 2029 and inserting 2036; and

(C) by striking 2024 and inserting 2031; and

(3) in subclause (III)—

(A) by striking 2029 and inserting 2036; and

(B) by striking 2024 and inserting 2031.

(b) Technical corrections

(1) Terrorism Risk Insurance Act. The Terrorism Risk Insurance Act of 2002 (15 U.S.C. 6701 note) is amended by striking Terrorism Insurance Program each place it appears in text or headings and inserting Terrorism Risk Insurance Program.

(2) Federal Insurance Office. Section 313(c)(1)(D) of title 31, United States Code, is amended by striking Terrorism Insurance Program and inserting Terrorism Risk Insurance Program.