Consumer Financial Protection Accountability and Reform Act of 2026

1632. Preservation of State and Federal courts’ primary and inherent authority to regulate and oversee attorneys engaged in litigation activities

(a) Definitions. In this section:

(1) Federal agency. The term Federal agency means an agency as defined in section 551(1) of title 5.

(2) Litigation activities. The term litigation activities means any actions by a licensed attorney or a law firm in connection with a legal action in a court of law on behalf of a client, including—

(A) serving, filing, or conveying formal legal pleadings, discovery requests, or other documents pursuant to the applicable statute or rules of civil procedure;

(B) communicating in, or at the direction of, a court of law (including in depositions or settlement conferences) or in the enforcement of a judgment; and

(C) any other activities engaged in as part of the practice of law, under the laws of a State in which the attorney is licensed or admitted to practice, that relate to the legal action.

(3) State. The term State means the 50 States, the District of Columbia, the Commonwealth of Puerto Rico, the Commonwealth of the Northern Mariana Islands, American Samoa, Guam, and the United States Virgin Islands.

(b) Limitation on Federal agency authority. Notwithstanding any other provision of law, a Federal agency does not have any supervisory, enforcement, or regulatory authority over litigation activities of attorneys or law firms.

(c) No private right of action. Notwithstanding any other provision of law, a person may not bring a civil action in a court of the United States seeking relief for harm arising out of alleged misconduct related to the litigation activities of an opposing attorney or law firm.

1632. Preservation of State and Federal courts’ primary and inherent authority to regulate and oversee attorneys engaged in litigation activities.

(F) any licensed attorney or any law firm, to the extent that such attorney or firm is engaged in litigation activities (as such term is defined in section 1632 of title 28, United States Code) to collect a debt on behalf of a client; and

(3) Rule of construction limitation with respect to debt collection. Paragraph (2) shall not apply to a licensed attorney engaging in litigation activities to collect a debt on behalf of a client if the attorney is excluded from the term debt collector under section 803 of the Fair Debt Collection Practices Act by reason of section 803(6)(F) of such Act.